Hello my friends hope you find my content use full and handy as well important. My focus is entrepreneurship basics but from time to time I will throw in some do it yourself home care repair information,to product sampling and some social media goodies. So I really hope you find my info handy and please leave me your comments so I can better help us all. You can also send me an email with any question. thanx for visiting please come by again but first read my post:')

Friday, May 18, 2012

Entrepreneur born or self made, Both

                        I've been researching and reading many many articles on entrepreneurship and the #1 question I see and read alot is " Are entrepreneurs born or can it be taught"? My answer to that is short and simple, yes they are both born and selfmade. Let me elavorate on my answer, yes most successful entrepreneurs were born simply because of how our brains are wired and family genes, if their parents were entrepreneurs themselves then well of course theirs a much greater chance their sibblins will follow in the same route. But like I've been told and I will tell you and maybe you can tell others 'You Can Be Whatever You Put Your Mind Into'.  It's like musicians some were born singers since they were small and others followed a dream like American Idol. Just like some took singing lessons you too can go to college and study entrepreneurship or give your business idea a try. Believe me if you dont try something that seems good you dont want that feeling of regret when someone else beats you to the punch, and you wil be like hey I thought of that too. Or how some actors as well were actors from the git go others took acting lessons and became famous we can take courses and if thats what we really want we will too be successful. So yes its really a no brainer, it all comes down to what your heart desires if you really want something you will fight to achieve it no matter the obstacles an the key is not to give up if something is not working for you try another route. Believe me theres always another way to do things we just have to take a detour at times (obstacles) take a break and look at situations or problems from different perspectives. We all know Jennifer Lopez I remember seeing her first as a dancer on the show "In Living Color" from there she became a singer, actor and now she does America Idol. My point is that I'm not sure if thats were she wanted to get but just that little break as a dancer made her successful. See us as entrepreneurs need to find ways to make it work for us no matter what situations we find ourselves in. I've always felt like I have the worst luck ever like I must of broken a thousand mirrors but now I know that I have to make my own luck and not let the world decide for me. So I tell you my freinds dont let nothing or anyone tell you different, like the army says Be All You Can Be. Without a struggle there is no reason to claim victory so go create your own luck, Goodluck, Peace, and Harmony... #LetsDoThis...

Sunday, April 15, 2012

Buying A Home 101

   Hello friends Fernando here once again hoping to help you purchase that home of your dreams without feeling #clueless... Well they say buying your first home is the biggest expense you will ever make, I'm hoping to help you out in making it a little less stress full. I will give you advice as well as tips and things to look for while looking for that special soon to be sweet home.
   Before you go out and start looking for a property, I first advice you to take a good look at your finances and how you  plan on paying for the property. I suggest you go to a financial institution and get Pre-Qualified, there they will let you know what you can afford according to your financial status. They will evaluate how much money comes in to your home and how much goes out which is how much you and say your spouse make a month and how much you owe (bills) out of what ever comes in, Gross - (minus) Expenses. The next thing to consider is what amenities or attributes you are looking for.How much living square footage do you need and the total square feet of all the property. For example how  much living space does your family need, how many rooms do you need, how many bathrooms, 1 or 2 car garage, a big yard or none at all stuff of that nature. Also be aware of the surroundings like the neighborhood, is it close to a freeway, close to a school, how about shopping strips, public transportation.Trust me if you don't have cash to pay for your new house and smart people wont pay cash either you want to go get Pre-Qualified. Reason being is that you don't want to fall in love with a property and come to find out you don't qualify and some one else beats you to the punch not a good feeling. If you get Pre-Qualified you have a better idea of which homes to consider or look at and the process is done much faster.

   Things to consider when evaluating your property of choice.
*Physical Attributes  (single or two story)                    *Time House on Market
*Existing Financing  (how much is owed on it)            *How Long Seller Owned House
*Asking Price                                                                 *Why is Owner Selling
*Sellers-Assisted Financing (carry back available)

   What to Look Out for on the Inside:
*Floors *Walls *Windows (open and close them) *Light Fixtures *Trim *Breaker Boxes *Type of Heat *Cupboards *Counter tops *Flush Toilets *Water Pressure (turn on all faucets in the house make sure pressure is not weak) *Storage Areas *Carpeting *Wallpaper *Quick Fixes
*Water Heater *Stair Conditions *Bathtub/Vanities *Door Conditions *Water Damage and or Leaks *Closets *Sinks *Cracks on Walls or Floors *Fire Place *Plumbing(water drains) *Insects(ants, roaches, mice, termites, etc. Ask if any Appliances are included and check to see if they work.

   What to Look Out for on the Outside:
*Roof *Windows *Doors *Trim *Garage *Chimney *Yard *Well *Septic Tank (typical if out in the country side) *Sprinkler System *Driveway *Porch *Fencing *Steps *Light Fixtures  *Landscaping *Huge Trees close to home can become a problem *Cracks on Foundation Inside and Outside. *Swimming Pools (if pool does'nt have a gate around it your insurance might be high) *If it has a garage door open and close it, making sure it's working properly.

   Other factors to keep in mind:
*Liens (Ask if there are any liens you should be aware of)
*Back Payments (Ask if there are up to date on payments)
*Back Taxes (Ask if any back taxes are owed)
*Closing Cost  (Ask who is to pay closing cost most do a half and half)
*Estimated Costs to Sell
*Fix-Up Maintenance
*Real Estate Taxes (Ask if their up to date on property taxes) <==== A Must

  Also a few things to consider would be the neighborhood, what are the rent rates, is transportation available (bus routes, train routes etc), how far away are the schools for your children, are there more renters than owner ocuppied, were are the freeways, are there airports near by (noise can become a problem), how about shopping?

 I Hope I was helpful GOODLUCK!!!

Monday, April 2, 2012

Car Buying Checklist

1. Check miles and compare by the year of the car the average is 15k miles a year on a high estimate. Example if the car is a 2005 then times 15,000 by 7 = 105000 again on a high estimate.
2. Check the vin (vehicle indentification number)  number its on the driver side on top of the dashboard were the dashboard meets the windshield and check that they match the registration.
3. Check registration make sure its up to date.
4. Check for oil leaks on floor while parked before you take it on a test drive check for oil on top or around motor.
5. Check tires to for weird patterns in baldness make sure their all wore out the same or more or less the same.
6. Make sure it doesn't shake at a stop sign or red lights.
7. Check features like warning lights on dash board work, like the low oil warning, low water warning, and even the check engine light.
8. While driving make sure the gauges work like the gas gauge, the oil pressure gauge and the speedometer.
9. Make sure car runs straight and gears change accordingly.
9. Check a/c and heater work.
10. Check all power features work  like the power windows, power seats, cruise control, lights signal lights, high lights etc.
11. Check water level, motor oil level, transmission oil, and all others fluids make sure their clean and if its low on any fluids ask why.
12. Check it out psychically check for broken windows and or dents.
13. Check for noises when turning it on and while driving.
                      Questions to ask:
1. Why is it for sale?
2. Is it salvaged?
3. Is any money owed on it to a financial institution?
4. Ask for the pink slip? If they aint got it some thing is wrong they might owe money on it.
5. Ask if it will pass smog? Or when was the last time it passed smog?
6. Ask for most recent repair receipts if available.

Monday, February 20, 2012

#freebie realestate how to repair...

                  My repair kit comes with drywall piece of 1 foot by 1 foot is the biggest piece i will mail remember this is more convinient for small jobs but i will mail more than a couple pieces of 1by1 if needed, it also comes with the backing which is a piece of hard wood, it comes with screws which you can screw in with a screwdriver you dont neccesarly  need a drill, it comes with the mesh tape, it comes with some 20 minute mud, powder mixed with water please iwant to WARN you mix water slowly dont put too much water at a time i will send enough for two batches and depending on the size i will give you a ratio customized... the rest is up to you dpending on the finished texture contact me and i will glady help you out... thanks for looking have a great day...  to better accomodate you feel free to give feedback, a closed mouth wont get fed...